Working With You to Prevent Fraud

Protect Your Identity and Personal Information

Financial fraud and identity theft have become very common. The Federal Trade Commission estimates that over 10 million Americans will become victims of identity theft or other fraud each year. Tips and information to help in the fight against fraud is provided below.

• IB&T personnel will not ask customers to validate information such as logon IDs, passwords or PINs via email.
• We ask that you never give out any personal information unless you initiated the contact.
  • IB&T personnel do randomly contact customers to verify transactions. During such verification contact you will not be asked to provide personal information and only the details of the transaction (Date, amount, type of investment, level of customer received, etc.) will be verified.
• Periodically check your credit report to ensure that all information is accurate. You may obtain a free copy of your credit report once a year by visiting AnnualCreditReport.com .
• Review account statements as soon as you receive them.
• Guard online passwords and Personal Identification Numbers (PINs).
• Do not respond to messages or emails that ask you to respond with your address, account number, passwords, banking information, or any other personal information.
• Never have your driver’s license, Social Security Number, or private personal information printed on checks.
• Keep your Social Security Card in a safe place, not in your wallet.
• If regular bills or statements stop arriving, take action immediately by calling the service provider.
• Be aware of common schemes, such as:
  • Fake lotteries, sweepstakes or drawings.
  • Inheritance schemes.
  • Favors for people met online.
  • Mystery or Internet Shopper scams.
  • Collections work for people based in foreign countries.

If you suspect you may have been a victim of any scheme involving IB&T, please contact our compliance manager immediately at (877) 867-6185.