Who We Are

Established in 2003, IB&T is a New Hampshire-based company chartered and regulated as a non-depository bank and trust company by the New Hampshire Banking Department. The bank is owned by Delaware-chartered International Bancorp Holdings, Inc. (“IBHC”), a multi-company holding company. IBHC has a diverse group of shareholders, without a single controlling interest. The International Bank and Trust board of directors is composed of business professionals from around the United States, the majority of whom have no shares or financial interest in IBHC or IB&T.

IB&T provides self-directed custodial account services through many local service providers, which operate under strict guidelines mandated by federal and state law, and custodial asset controls required by IB&T. By having an account with IB&T, U.S. taxpayers can reap the benefits of truly self-directed tax-enhanced accounts, including IRAs, Profit Sharing 401(k)s, Health Savings Accounts, and Education Savings Accounts. In addition, IB&T offers record-keeping services for defined benefit plans, such as ERSOPs and VEBAs.

IB&T is a passive trustee and custodian and does not provide any fiduciary services nor make loans. IB&T operates according to the strict rules and regulations established by the New Hampshire Banking Department.